Pre-Purchase Housing Counseling

Buying a home may not be as hard as you may think!

CCHOI believes the key to obtaining and maintaining homeownership is an informed and educated home buyer. We provide the information so that you the consumer may be able to make informed decisions, that will help you determine if homeownership is right for you and your family. Once you have made the determination that homeownership is right for you and your family, we then assist you in achieving your goal of homeownership by providing the education and resources necessary for you to forge a pathway to homeownership. Which we firmly believe will be a great investment for you and your family and the beginning stages of creating generational wealth for you, your family and future generations to come.

CCHOI is a 501©3 Non-Profit Organization that provides free Housing Counseling services and education. Our experienced, staff will help you understand the entire home buying process. Let CCHOI help you get started on your pathway to homeownership today!

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Pre-Purchase Housing Counseling

Are you confused about the homebuying process?

Do you wonder if you will qualify for a Home Mortgage?

Do you think that you may not qualify for any number of reasons?

 

CCHOI provides free and comprehensive home ownership assistance and evaluations aimed at helping future homeowners determine if they are ready to own a home and get on a pathway to homeownership.

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Our nationally certified housing counselors will help you determine if home ownership is right for you and your family. We will help you determine your mortgage affordability, review your credit report, and develop an action plan to help you overcome obstacles that may be hindering you from achieving your homeownership goals.

We pride ourselves in our belief that no matter where you are in the homebuying process, regardless of whether you have Good Credit, Bad Credit, or No Credit, it doesn’t matter, in most cases we can help. We just ask that you “help us help you”.

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  • How to start planning for homeownership?

  • The overall costs associated with the purchase of a home.

  • Where are interest rates right now and what rate should I expect to get?

  • What is earnest money?

  • How much does an inspection cost?

  • Do I actually need to put down 20%

  • Types of loans available?

  • Are there any grants available that I qualify for?

  • Do I qualify for any down payment assistance?

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Things to consider when buying a home

To learn the answers to these questions and any others, that you may have, sign up for our online* or onsite Homebuyer Counseling.