Colorado Collective Home Ownership Initiative
To create homeownership opportunities for low to moderate-income families within the urban and suburban communities of the Denver Metro area, Colorado Springs and eventually throughout all of Colorado and the US.
We believe that everyone who desires to own a home, should have that opportunity. We work with you side-by-side throughout the entire process to guide you right into your new home.
How we can help
Counseling & Education
Helping you make informed decisions in every aspect of homeownership
Lending Options
Promoting Mortgages that are catered to your situation and best fit your needs
Housing Development
Acquisition and development of distressed properties, as well as the development of affordable new communities
Our upcoming Events!
CCHOI offers a number of workshop throughout the year to help you with your homeownership journey. Be sure to register and learn more!
About the Presenter
Hello!
Thank you so much for stopping by! My name is Lu Graham and I’m excited about the opportunity to impart, clarify, teach through this Homebuyer Workshop. As a full-time Mortgage Professional, doing what I love and loving what I do, my mission is to educate, help dispel some of the myths, remove some resistance and or fears around homeownership and most of all empower you to buy a home!
I’ve been in the industry for about 30 years, and while things have changed, make-sense-underwriting is still an everyday staple! So with most things, education is key!
My team and I take great pride in the experience our customers receive whether it’s your first time purchasing a home or your 10th! We are here to help you on your journey to homeownership! In an ever-changing market, it’s important to work with Realtors and Lenders that stay abreast of the new and existing loan programs, to make sure they put together an aggressive offer/plan for you!
Our goal is your goal…to devise strategies that are conducive to your living style and or current needs.
Some of the things you will learn from this workshop:
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How to get qualified
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Renting vs. Buying – the cost of waiting
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Debt-to—income (DTI) ration
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Assets
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Debt
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Credit
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Affordability
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Financing options
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Down payment and Closing Cost programs
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What’s expected of you
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What to expect from a great Lender and or Realtor
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Closing Process
See you November 19th!
- Lu
Contact Me
Lu Graham
Branch Manager
NMLS# 329627
8400 E Crescent Parkway, Suite 550
Greenwood Village, CO 80111
Direct: 303-244-9588
Direct: 720-982-8315
Website: https://www.fairwayindependentmc.com/Lu-Graham
Schedule a meeting: https://go.oncehub.com/LuGraham
CCHOI assist our clients in locating mortgage finance options that meet their individual needs
We partner with numerous Mortgage Brokers, Private Lenders, Credit Unions and Banks to achieve this goal. We also provide resources that allow for us to help our clients achieve homeownership regardless of their current situation.
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Whether you have Good Credit, Bad Credit, or No Credit, it doesn’t matter. In most situations we can help.
We also provide Home Buyer Education that teaches potential homeowners about the home buying process and how to be a savvy borrower. Clients are made aware of Down Payment Assistance Programs and Grants that are available to them which can assist in them achieving their goal of homeownership.
What you need to know
Borrowers will receive a one-on-one counseling session about home mortgage finance options and CCHOI’S Home Buyer Education class. You'll learn about:
Financial Literacy Programs
Down Payment Assistance Options
The Home Buying Process
Available Grants
Becoming a Savvy Borrower
Lease with a Right to Buy Program
“Helping Keep the American Dream of Homeownership Alive”